How to Read Financial statements

One sees Financial Statements as a bunch of numbers, another one sees a whole story about a company, its success story or big drama. How to understand the statements and what should you pay attention to?

Public companies provide different financial statements that can be vied and downloaded from Yahoo! Finance or SEC. Statements can be provided Quarterly or Annually. So it depends on you, whether you want to see a big picture or a more detailed and close view on the company. Here you need three main statements: Balance Sheet, Cash Flow Statement and Income Statement. Depending on what is happening in the company they might publish

What Company Should I Invest In?

Once you decide to start investing on your own you face a problem: What company should I invest in to have good returns and not lose money? Everybody faces this question. There are several tips on how to pick the stock that is the best for you.

1. What is your area of interest?

If you pick a company that you are going to invest in it means you will need to read about this company, its industry and all relevant news. If you are interested in IT you can try to search for companies in IT industry.

Ivy League vs State School

When there comes a time to pick a school to  continue your education I am more than sure that you start imagining yourself being a student of Harvard or Yale University. These are the schools that everybody knows. Everyone dreams to get into it and then for sure your life will turn into a dream and money will fall from the sky

This is the most common picture that a person might imagine when being asked about these schools. Is it really so? And what about those who are not "the ones" to enter an elite private club? Are they doomed for the rest of their life?

Mutual Funds vs Individual Stocks

Once you decide to start investing you might get puzzled by the options and institutions that offer investing services. Individual stocks, Mutual funds, ETFs, Brokerage firms, Derivatives market, Bond market are just some of the options. 

Some of the options are easy to understand and deal with whereas others need you to have knowledge and experience. The most common choice that a newbie investor might have to do is between investing in a Mutual fund or investing in an Individual stock. So how does it work and what's the difference between them?