How to Read Financial statements

One sees Financial Statements as a bunch of numbers, another one sees a whole story about a company, its success story or big drama. How to understand the statements and what should you pay attention to?

Public companies provide different financial statements that can be vied and downloaded from Yahoo! Finance or SEC. Statements can be provided Quarterly or Annually. So it depends on you, whether you want to see a big picture or a more detailed and close view on the company. Here you need three main statements: Balance Sheet, Cash Flow Statement and Income Statement. Depending on what is happening in the company they might publish

What Company Should I Invest In?

Once you decide to start investing on your own you face a problem: What company should I invest in to have good returns and not lose money? Everybody faces this question. There are several tips on how to pick the stock that is the best for you.

1. What is your area of interest?

If you pick a company that you are going to invest in it means you will need to read about this company, its industry and all relevant news. If you are interested in IT you can try to search for companies in IT industry.

Mutual Funds vs Individual Stocks

Once you decide to start investing you might get puzzled by the options and institutions that offer investing services. Individual stocks, Mutual funds, ETFs, Brokerage firms, Derivatives market, Bond market are just some of the options. 

Some of the options are easy to understand and deal with whereas others need you to have knowledge and experience. The most common choice that a newbie investor might have to do is between investing in a Mutual fund or investing in an Individual stock. So how does it work and what's the difference between them?

June 2013 Top Reading

Here are the top articles that I've read in June and found very interesting to share with you:

 "Where to put money as you whistle past Wall Street Ghost of Crisis Past haunts investors five years after credit crunch trigger" by  Polya Lesova

Mutual Fund vs Hedge Fund

Once you have some money that you want to invest into something you might face an option of whether to put your money into a Mutual fund or a Hedge fund. Well, they are both pooled funds and both deal with investments but what's the difference then? Here they are:

1. Investors

Mutual finds have no limits on the number of investors so anybody who has money to invest can participate.

Rogue Traders

Financial Market is a dream place for all the speculators and gold diggers. Despite all the rules and regulations there are still savvy combinations and dozens of tricky operations that make one person rich at the expense of others. Just as a famous Russian book character Ostap Bender who knew "approximately 400 relatively honest ways of taking money away from people".

Today even if you hide something eventually it will come out. There are too many ways of tracking the financial operations and other activity that might reveal your true intentions. But still who are those Doctors Evil  who couldn't stop and wanted just get more and more.

I searched internet and can't say i found so many examples. Not because there are not so many of them but simply because banks

Who is an Angel Investor?

What a poetic name for a financial term. Does it really have to do anything with Investment Industry? Yes, it does!

Angel Investor is a private investor who gives you money for your business. Usually this is a wealthy person  who can afford investing money in start-ups.

Most of the start-up companies have no budget or limited budget that consists of entrepreneur's savings, loans or any other equity. But this might be not enough to start a company.

Is 3-D Printing worth your attention?

Some of you might have heard already about a strange device that can make miracles and create 3-D items that you can afterwards touch with your own hands. Just 50 years ago people would suggest you are kind of crazy but today it is hard to get surprised. Creativity of the scientists has no limits.

And yes indeed, it has become possible. 3-D Printers can create objects that you designed on a computer with a special software. Once you have an idea and a design you can print anything you want from plastic, ceramic, plaster, stainless steel and in the near future from silver.